Business Insurance

Employee Assistance Program

Business Insurance for Law Offices

Available Coverages:

Building and Business Personal Property

Coverage to repair or replace your building and any equipment, stock, furniture or fixtures that you own.

Business Income 

Reimburses you for your actual loss of earnings for up to 12 months resulting from a covered loss to your property.  Extra expenses needed to continue your operations such as renting temporary office space, are also covered.

Equipment Breakdown 

Covers the cost to repair or replace equipment, such as computers, air conditioners, phone systems and steam boilers from loss or damage caused by mechanical breakdown or artificially generated electrical current.

Business Liability 

Provides you will legal liability protection against claims of inquiry or damage caused to others by you or your employees

Defense Costs

Pays legal expenses for certain liability claims brought against your business regardless of who is at fault 

Medical Expenses 

Pays the applicable medical costs if someone is injured and needs medical treatment due to an accident on your premises 

Premises and Operations Liability 

Provides coverage for bodily injury and property damage sustained by others at your premises or as a result of your business's operations.

Law Library Coverage 

Provides coverage for direct physical loss of, damage to, your law library 

Laptop Computers 

Extends property coverage to your laptop and similar portable computer equipment and accessories anywhere in the world, including while in transit 

Fine Arts Extended Coverage 

This option provides increased protection for fine art displayed in your office 

Computers and Media

• Provides coverage for your computers, peripheral devises and media

• Coverage can also be provided for the costs to do research, replace or repair lost or damaged data and software as a result of covered damage to computer equipment, certain power failures, or a computer virus

• Business Income Coverage also applies to computer equipment, data and software

Accounts Receivable 

Protects you if you are unable to collect outstanding balances as a result of loss or damage to your account records 

Employee Dishonesty 

Covers your business for loss of money or your property resulting from dishonest acts committed by your employees 

Valuable Papers and Records 

Protects the value of your time, work and research to re-create your customer records or files is they are damaged or destroyed by a covered loss 

In addition to your business package policy there are other important coverages that we can provide: 

• Commercial Auto Coverage

• Workers' Compensation Coverage

• Umbrella Liability Coverage

• Employment Practices Liability Insurance

• Your Personal Homeowners and Auto Insurance 

The above is for informational purposes only and is not a guarantee of coverage.  Coverage may vary and may only be bound upon submission and acceptance of a completed company application.  Availability of coverages are subject to eligibility and company approval.